'We believe in the holy Church, that is, the Catholic
Church; for heretics and schismatics call their own congregations
churches. But heretics violate the faith itself by a false opinion about
God; schismatics, however, withdraw from fraternal love by hostile
separations, although they believe the same things we do. Consequently,
neither heretics nor schismatics belong to the Catholic Church; not
heretics, because the Church loves God, and not schismatics, because the
Church loves neighbor.'